/* ============================================================
   VARIABLES
============================================================ */
:root {
  --red:        #cc0000;
  --red-dark:   #a80000;
  --text-dark:  #1a1a1a;
  --text-mid:   #444;
  --text-light: #767676;
  --border:     #c8c8c8;
  --bg-white:   #ffffff;
  --font:       'Open Sans', Arial, Helvetica, sans-serif;
}

/* ============================================================
   RESET
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  font-size: 14px;
  color: var(--text-dark);
  background: var(--bg-white);
  -webkit-font-smoothing: antialiased;
}

a { text-decoration: none; color: inherit; }
button { font-family: inherit; cursor: pointer; }
img { display: block; max-width: 100%; }

.container {
  width: 100%;
  max-width: 1140px;
  margin-inline: auto;
  padding-inline: 24px;
}

/* ============================================================
   TOP BAR
============================================================ */
.topbar {
  background: var(--red);
  height: 38px;
  position: sticky;
  top: 0;
  z-index: 100;
}

.topbar__inner {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: flex-end;
}

.topbar__right {
  display: flex;
  align-items: center;
  gap: 22px;
}

.topbar__link {
  color: #fff;
  font-size: 13px;
  font-weight: 400;
  display: flex;
  align-items: center;
  gap: 5px;
  opacity: 0.95;
  transition: opacity .15s;
}
.topbar__link:hover { opacity: 1; text-decoration: underline; }

.topbar__chevron {
  width: 10px;
  height: 6px;
  flex-shrink: 0;
}

.topbar__globe {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.topbar__lang { gap: 6px; }

/* ============================================================
   HEADER
============================================================ */
.header {
  background: var(--bg-white);
  border-bottom: 1px solid #e6e6e6;
  height: 64px;
  position: sticky;
  top: 38px;
  z-index: 99;
}

.header__inner {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo */
.logo {
  font-size: 28px;
  line-height: 1;
  letter-spacing: -0.5px;
}
.logo__my      { color: #888; font-weight: 400; }
.logo__balance { color: var(--red); font-weight: 700; }
.logo__now     { color: #888; font-weight: 400; }

/* Help link */
.header__help {
  color: var(--red);
  font-size: 14px;
  font-weight: 600;
}
.header__help:hover { text-decoration: underline; }

/* ============================================================
   HERO
============================================================ */
.hero {
  display: flex;
  min-height: 400px;
}

/* ── Left: form panel ── */
.hero__form-wrap {
  flex: 0 0 46%;
  display: flex;
  align-items: center;
  padding: 48px 32px 48px 0;
}

.hero__form-inner {
  width: 100%;
  max-width: 420px;
  margin-left: auto;
  padding-right: 16px;
}

.hero__eyebrow {
  font-size: 13px;
  color: var(--text-light);
  margin-bottom: 10px;
}

.hero__heading {
  font-size: 17px;
  font-weight: 400;
  color: var(--text-dark);
  line-height: 1.55;
  padding-top: 14px;
  border-top: 1px solid #ddd;
  margin-bottom: 24px;
}

/* ── Right: image panel ── */
.hero__image-wrap {
  flex: 0 0 54%;
  overflow: hidden;
  position: relative;
  background: #f0ece8;
}

.hero__image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
}

/* Placeholder when image fails to load */
.hero__image-wrap--placeholder {
  background: linear-gradient(135deg, #f7e8e8 0%, #ffe5d0 50%, #f0ece8 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero__image-wrap--placeholder::after {
  content: '';
  display: block;
  width: 80px;
  height: 80px;
  border: 2px solid rgba(0,0,0,.12);
  border-radius: 50%;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%23bbb' viewBox='0 0 24 24'%3E%3Cpath d='M12 12c2.7 0 4.8-2.1 4.8-4.8S14.7 2.4 12 2.4 7.2 4.5 7.2 7.2 9.3 12 12 12zm0 2.4c-3.2 0-9.6 1.6-9.6 4.8v2.4h19.2v-2.4c0-3.2-6.4-4.8-9.6-4.8z'/%3E%3C/svg%3E") center/60% no-repeat;
}

/* ============================================================
   FORM
============================================================ */
.form { display: flex; flex-direction: column; gap: 18px; }

.form__group { display: flex; flex-direction: column; gap: 6px; }

.form__label {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-mid);
}

.form__input {
  width: 100%;
  height: 42px;
  border: 1px solid var(--border);
  border-radius: 3px;
  padding: 0 12px;
  font-family: var(--font);
  font-size: 14px;
  color: var(--text-dark);
  background: #fff;
  outline: none;
  transition: border-color .18s, box-shadow .18s;
}
.form__input::placeholder { color: #aaa; }
.form__input:focus {
  border-color: #888;
  box-shadow: 0 0 0 3px rgba(0,0,0,.05);
}

/* Expiry row */
.form__expiry-row {
  display: flex;
  align-items: center;
  gap: 8px;
}

.form__input--sm {
  width: 64px;
  flex-shrink: 0;
  text-align: center;
  padding: 0 8px;
}

.form__input--cvv {
  width: 72px;
  flex-shrink: 0;
  text-align: center;
  padding: 0 8px;
}

/* CVV tooltip button */
.cvv-tip {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: none;
  background: #1a73e8;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
}
.cvv-tip:hover { background: #1558b0; }

/* Show card info toggle */
.form__toggle {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  color: var(--text-mid);
  cursor: pointer;
  user-select: none;
  width: fit-content;
}
.form__toggle:hover { color: var(--red); }

.form__toggle-icon {
  font-size: 16px;
  font-weight: 700;
  line-height: 1;
  color: #555;
}

/* Hidden card info panel */
.form__card-info { padding-top: 4px; }

/* Continue button */
.btn-continue {
  width: 100%;
  height: 46px;
  background: var(--red);
  color: #fff;
  border: none;
  border-radius: 3px;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.4px;
  transition: background .18s;
  margin-top: 4px;
}
.btn-continue:hover  { background: var(--red-dark); }
.btn-continue:active { background: #8c0000; }
.btn-continue--success { background: #2e7d32; }
.btn-continue--success:hover { background: #256b29; }

/* ============================================================
   TERMS
============================================================ */
.terms {
  border-top: 1px solid #e0e0e0;
  padding: 28px 0 22px;
}

.terms__heading {
  font-size: 11.5px;
  font-weight: 700;
  color: var(--text-dark);
  text-transform: uppercase;
  letter-spacing: 0.2px;
  margin-bottom: 14px;
}

.terms__link {
  color: #1a73e8;
  font-weight: 400;
  text-decoration: underline;
}
.terms__link:hover { color: #0d47a1; }

.terms__body {
  font-size: 11.5px;
  color: #666;
  line-height: 1.65;
  margin-bottom: 10px;
}
.terms__body--sm { font-size: 11px; }

/* ============================================================
   FOOTER
============================================================ */
.footer {
  border-top: 1px solid #e0e0e0;
  padding: 16px 0;
}

.footer__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 10px;
}

.footer__link {
  font-size: 11.5px;
  color: #555;
}
.footer__link:hover { color: var(--red); text-decoration: underline; }

.footer__sep {
  font-size: 11.5px;
  color: #bbb;
}

/* ============================================================
   RESPONSIVE
============================================================ */

/* Tablet */
@media (max-width: 900px) {
  .hero { flex-direction: column; }

  .hero__image-wrap {
    order: -1;
    flex: none;
    height: 260px;
    width: 100%;
  }

  .hero__form-wrap {
    flex: none;
    padding: 36px 24px;
  }

  .hero__form-inner {
    max-width: 100%;
    margin: 0;
    padding: 0;
  }
}

/* Mobile */
@media (max-width: 600px) {
  .topbar__right { gap: 14px; }
  .topbar__link  { font-size: 12px; }

  .logo { font-size: 24px; }

  .hero__image-wrap { height: 200px; }

  .hero__form-wrap { padding: 28px 20px; }

  .hero__heading { font-size: 15.5px; }

  .form__input--sm  { width: 56px; }
  .form__input--cvv { width: 64px; }

  .footer__inner { flex-direction: column; align-items: flex-start; gap: 6px; }
  .footer__sep   { display: none; }
}

@media (max-width: 380px) {
  .logo { font-size: 21px; }
  .hero__heading { font-size: 14.5px; }
  .hero__image-wrap { height: 170px; }
}

/* ============================================================
   FORM VALIDATION ERRORS & LOADING STATE
============================================================ */
.form__input--error {
  border-color: #d32f2f !important;
  background: #fff8f8;
}

.form__error {
  font-size: 12px;
  color: #d32f2f;
  margin-top: 4px;
}

.form__error--general {
  background: #fff3f3;
  border: 1px solid #f5c6c6;
  border-radius: 3px;
  padding: 10px 12px;
  margin-bottom: 4px;
}

/* Loading spinner inside button */
.btn-spinner {
  display: inline-block;
  width: 14px;
  height: 14px;
  border: 2px solid rgba(255,255,255,.4);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin .7s linear infinite;
  vertical-align: middle;
  margin-right: 6px;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* ============================================================
   404 PAGE
============================================================ */
.not-found {
  padding: 80px 0 100px;
  text-align: center;
}

.not-found__inner {
  max-width: 520px;
  margin: 0 auto;
}

.not-found__code {
  font-size: 96px;
  font-weight: 700;
  color: #eee;
  line-height: 1;
  margin-bottom: 12px;
  letter-spacing: -4px;
}

.not-found__title {
  font-size: 26px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 14px;
}

.not-found__desc {
  font-size: 15px;
  color: var(--text-light);
  line-height: 1.6;
  margin-bottom: 32px;
}

.not-found__actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
}

.not-found__btn {
  width: auto;
  padding: 0 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
}

.not-found__link {
  font-size: 14px;
  color: var(--red);
  font-weight: 600;
}
.not-found__link:hover { text-decoration: underline; }

/* ============================================================
   PRIVACY POLICY PAGE
============================================================ */
.policy-section { padding: 44px 0 64px; }

.policy-container { max-width: 760px; }

.policy-block {
  margin-bottom: 32px;
  padding-bottom: 32px;
  border-bottom: 1px solid #f0f0f0;
}
.policy-block:last-child { border-bottom: none; }

.policy-block__title {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.policy-block__sub {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-mid);
  margin: 16px 0 8px;
}

.policy-block p {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 10px;
}

.policy-block ul {
  margin: 8px 0 12px 20px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.policy-block li {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.65;
}

.policy-contact {
  background: #f7f7f7;
  border-radius: 6px;
  padding: 16px 20px;
  margin-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.policy-contact p {
  margin: 0;
  font-size: 14px;
  color: var(--text-mid);
}

/* ============================================================
   HOW IT WORKS
============================================================ */
.how-it-works {
  background: #f7f7f7;
  padding: 52px 0;
  border-top: 1px solid #ebebeb;
  border-bottom: 1px solid #ebebeb;
}

.how-it-works__title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-dark);
  text-align: center;
  margin-bottom: 36px;
}

.how-it-works__steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.step {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  flex: 1 1 220px;
  max-width: 280px;
  padding: 0 16px;
}

.step__num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--red);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.step__title {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 6px;
}

.step__desc {
  font-size: 13px;
  color: var(--text-light);
  line-height: 1.6;
}

.step__divider {
  width: 40px;
  height: 2px;
  background: #ddd;
  align-self: center;
  flex-shrink: 0;
  margin-top: -10px;
}

/* ============================================================
   SEO TEXT SECTION
============================================================ */
.seo-text {
  background: #fff;
  padding: 36px 0 28px;
  border-bottom: 1px solid #ebebeb;
}

.seo-text__title {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 14px;
}

.seo-text p {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 10px;
  max-width: 820px;
}

/* ============================================================
   TRUST STRIP
============================================================ */
.trust-strip {
  background: #fff;
  padding: 28px 0;
  border-bottom: 1px solid #ebebeb;
}

.trust-strip__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-mid);
}

.trust-item__icon {
  width: 20px;
  height: 20px;
  color: var(--red);
  flex-shrink: 0;
}

/* ============================================================
   SUPPORTED CARD TYPES
============================================================ */
.card-types {
  background: #fff;
  padding: 48px 0;
  border-bottom: 1px solid #ebebeb;
}

.card-types__title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}

.card-types__sub {
  font-size: 14px;
  color: var(--text-light);
  margin-bottom: 28px;
}

.card-types__grid {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.card-type-badge {
  display: flex;
  align-items: center;
  gap: 12px;
  border: 1px solid #e0e0e0;
  border-radius: 8px;
  padding: 14px 20px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
  background: #fff;
  transition: border-color .2s, box-shadow .2s;
}

.card-type-badge:hover {
  border-color: #bbb;
  box-shadow: 0 2px 8px rgba(0,0,0,.06);
}

.card-type-badge__logo {
  width: 52px;
  height: 33px;
  border-radius: 4px;
  flex-shrink: 0;
}

.card-type-badge__prepaid {
  width: 52px;
  height: 33px;
  border-radius: 4px;
  background: #1A1F71;
  color: #fff;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.card-type-badge__prepaid--mc {
  background: #252525;
}

/* ============================================================
   FOOTER COPYRIGHT
============================================================ */
.footer__links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 10px;
  margin-bottom: 10px;
}

.footer__copy {
  font-size: 11px;
  color: #999;
  line-height: 1.5;
}

/* ============================================================
   HEADER NAV LINK (FAQ)
============================================================ */
.header__nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.header__nav-link {
  color: var(--text-mid);
  font-size: 14px;
  font-weight: 600;
}
.header__nav-link:hover        { color: var(--red); text-decoration: underline; }
.header__nav-link--active      { color: var(--red); }
.header__help--active          { text-decoration: underline; }

/* ============================================================
   BALANCE RESULT (homepage inline)
============================================================ */
.balance-result {
  margin-top: 20px;
  animation: fadeIn .3s ease;
}

.balance-result__card {
  background: #f9f9f9;
  border: 1px solid #e0e0e0;
  border-left: 4px solid var(--red);
  border-radius: 4px;
  padding: 18px 20px;
}

.balance-result__label {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 6px;
}

.balance-result__amount {
  font-size: 32px;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1;
  margin-bottom: 6px;
}

.balance-result__sub {
  font-size: 12px;
  color: var(--text-light);
}

.balance-result__row {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

.balance-result__item { flex: 1 1 auto; }

.balance-result__amount--secondary {
  font-size: 22px;
  color: var(--text-mid);
}

.balance-result__meta {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

.balance-result__badge {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 3px 8px;
  border-radius: 20px;
}

.balance-result__badge--active {
  background: #e8f5e9;
  color: #2e7d32;
}

.balance-result__badge--neutral {
  background: #f5f5f5;
  color: #757575;
}

.balance-result__txn {
  border-top: 1px solid #eee;
  padding-top: 12px;
  margin-top: 4px;
}

.balance-result__txn-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 8px;
}

.balance-result__txn-body {
  font-size: 12px;
  color: var(--text-mid);
  line-height: 1.6;
  white-space: pre-wrap;
  word-break: break-word;
  font-family: var(--font);
  margin: 0;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ============================================================
   PAGE HERO (FAQ & Help pages)
============================================================ */
.page-hero {
  background: #f7f7f7;
  border-bottom: 1px solid #e6e6e6;
  padding: 40px 0 36px;
}

.page-hero__title {
  font-size: 28px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}

.page-hero__sub {
  font-size: 15px;
  color: var(--text-light);
}

/* ============================================================
   FAQ PAGE
============================================================ */
.faq-section { padding: 40px 0 60px; }

.faq-container { max-width: 780px; }

.faq-group { margin-bottom: 36px; }

.faq-group__title {
  font-size: 15px;
  font-weight: 700;
  color: var(--red);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
  padding-bottom: 8px;
  border-bottom: 2px solid #f0f0f0;
}

.faq-item {
  border-bottom: 1px solid #ebebeb;
}

.faq-item__q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: none;
  border: none;
  padding: 16px 0;
  font-family: var(--font);
  font-size: 14.5px;
  font-weight: 600;
  color: var(--text-dark);
  text-align: left;
  cursor: pointer;
  transition: color .15s;
}
.faq-item__q:hover { color: var(--red); }

.faq-item__icon {
  width: 12px;
  height: 8px;
  flex-shrink: 0;
  transition: transform .2s;
  color: var(--text-light);
}
.faq-item__q[aria-expanded="true"] .faq-item__icon {
  transform: rotate(180deg);
  color: var(--red);
}

.faq-item__a {
  padding: 0 0 18px;
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.7;
}
.faq-item__a p + p { margin-top: 10px; }
.faq-item__a ul {
  margin: 10px 0 10px 20px;
  display: flex;
  flex-direction: column;
  gap: 5px;
}
.faq-item__a a { color: var(--red); text-decoration: underline; }

.faq-cta {
  margin-top: 40px;
  background: #f7f7f7;
  border-radius: 6px;
  padding: 28px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.faq-cta p { font-size: 16px; font-weight: 600; color: var(--text-dark); }
.faq-cta__btn { width: auto; padding: 0 32px; }

/* ============================================================
   HELP / SUPPORT PAGE
============================================================ */
.help-section { padding: 40px 0 60px; }
.help-container { max-width: 860px; }

/* Card type toggle */
.card-type-selector {
  display: flex;
  gap: 12px;
  margin-bottom: 32px;
  flex-wrap: wrap;
}

.card-type-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 22px;
  border: 2px solid #ddd;
  border-radius: 6px;
  background: #fff;
  font-family: var(--font);
  font-size: 14px;
  font-weight: 600;
  color: var(--text-mid);
  cursor: pointer;
  transition: border-color .2s, color .2s;
}
.card-type-btn:hover { border-color: var(--red); color: var(--red); }
.card-type-btn--active {
  border-color: var(--red);
  color: var(--red);
  background: #fff5f5;
}

.card-type-btn__icon { width: 36px; height: 36px; border-radius: 4px; flex-shrink: 0; }

/* Help panel */
.help-panel__title {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 20px;
}

.help-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}

.help-card {
  border: 1px solid #e6e6e6;
  border-radius: 6px;
  padding: 20px;
  background: #fff;
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.help-card--full { grid-column: 1 / -1; }

.help-card__icon {
  width: 36px;
  height: 36px;
  background: #fff0f0;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--red);
}
.help-card__icon svg { width: 18px; height: 18px; }

.help-card__body { flex: 1; }

.help-card__label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.help-card__value {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 4px;
}

.help-card__note {
  font-size: 12px;
  color: var(--text-light);
}

/* Contact form inside help card */
.contact-form { display: flex; flex-direction: column; gap: 12px; margin-top: 12px; }

.form__textarea {
  height: auto;
  resize: vertical;
  padding: 10px 12px;
  line-height: 1.5;
}

.contact-form__note {
  font-size: 12px;
  color: var(--text-light);
  text-align: center;
}

/* ============================================================
   RESPONSIVE – NEW PAGES
============================================================ */
@media (max-width: 600px) {
  .page-hero__title { font-size: 22px; }
  .faq-cta { flex-direction: column; align-items: flex-start; }
  .faq-cta__btn { width: 100%; padding: 0; }
  .card-type-selector { flex-direction: column; }
  .card-type-btn { width: 100%; }
}

/* ============================================================
   RESPONSIVE – HOMEPAGE NEW SECTIONS
============================================================ */
@media (max-width: 768px) {
  .how-it-works__steps { flex-direction: column; align-items: flex-start; gap: 24px; padding: 0 8px; }
  .step { max-width: 100%; padding: 0; }
  .step__divider { width: 2px; height: 24px; margin: 0 0 0 17px; }

  .trust-strip__inner { gap: 20px 32px; justify-content: flex-start; }

  .card-types__grid { flex-direction: column; }
  .card-type-badge { width: 100%; }

  .footer__links { flex-direction: column; align-items: flex-start; gap: 6px; }
  .footer__sep { display: none; }
}